Ok, so I have been following The Simple Dollar's 31 days to Fix Your Finances
I have completed up to day 10 & BOY am I informed! I have managed to corner DH on every aspect of our finances & lay out for him everything he has messed up in the last 3 years. But I think we have a sound understanding & a plan of attack. I can't wait for the next days task to be posted!!! I am really liking the simplicity of it all, dh is not a financial wonder & has a hard time grasping concepts like if you spend $20 on chicken wings how are you going to pay the phone bill???
SO right now I have our expenses & how many hours he has to work to meet them. Realizing that he is falling short a few hours a week is really frustrating, especially since we are so close, with no wiggle room at all.
I'd post what I have done so far but it is far humbling a task!!! Maybe in the end I'll fill in the blanks, but right now it's just all TOO REAL!!!