I have been thinking & thinking of what I want my goals to be in 2009 & I still haven't narrowed it down to a set list of things that can be accomplished.
To review 2008 -
1. Budget our money better
2. Pay down our debt
3. Use savings, rebates & misc found money to fund our emergency fund.
4. Blog daily.
5. Work on DIY project everyday.
6. Do better with cards for family & friends.
7. Focus on more MYO foods.
8. Eliminate more clutter
Well we didn't do well with a lot of these, like the blog everyday and the cards for family & friends. But I did accomplish one task not on the list, we went back to church! Finally got the hubby to get out the door & decide to go.
We also had to deal with my Mother in law's illness & passing, but we did accomplish some things like MYO food & eating from the pantry. I'm actually stressed because it's looking bare, unless you really like chicken & rice soup (I get tons from my Grandma). We cut our eating out way back. We went from a couple times a week to maybe once a week, or every other.
Organizing & tossing - I did manage to get a lot out, but there is a lot more to go. I'm not sure where it all came from but the guest bedroom became storage & it all has to go!
Paying down our debt was accomplished mostly because we finally cleared up some nagging medical bills. Oh we didn't pay them, we just made out insurance company do their job. I think that & actually paying some bills we were able to clear up about $4800 in debt. Now we need to tackle the other medical bills, from the birth of my now 5 year old. It's going to be difficult, but I'm considering a lawyer. Apparently the insurance company not only didn't insure my daughter from her day of birth (coverage started on Dec 1, she was born Nov 21) the hospital confused my husband with my father in law, somehow on the official paper work. Not sure how, all our paperwork is correct. Of course the hospital has no record & hasn't been able to find any record in the last 2 years. I'm not sure what our recourse will be in the end, but I just can't bring myself to make a payment on something that was supposed to be covered by insurance I was paying for at the time... Confused? I was!